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Financial Advice for Living Together

Everyone who falls in love and contemplates living together hopes there will be the fairy tale ending of “happy ever after”. Sadly it doesn’t always work out.

To avoid conflict, heartache and insecurity it is possible to plan for all eventualities, including that of living in harmony for ever. Unless you marry or have a civil partnership, as the law currently stands your partner will not inherit if one of you dies. Therefore you might want to think about getting a will or advice on your pension nomination.

If you are buying a property together you need to have expert advice as to whether the property should go in your joint names and if so whether it should be held equally by you or in different proportions.

Whenever you are thinking of living together you should think of an agreement setting out what should happen in the event of the relationship not working out. This can include division of property or other monies. Such an agreement is under the law of contact and both parties entering into the agreement have to receive legal advice.

This can be a legal minefield but at Morecrofts our specialist family team are experienced in financial planning for couples who want to take the next step in their relationship. We will explain your legal options in a clear and concise way advising you on the best route to take

We understand how worrying legal costs can be so have a range of payment options available to suit your budget and needs. We offer fixed fee packages alongside our traditional fee system and we work with you to decide which is best for you and your family. We will assess whether you are eligible for legal aid and, as we have a contract with the Legal Aid Agency, we can grant legal aid immediately if necessary.

To find out more or to speak to someone, call 0151 236 8871, email info@morecrofts.co.uk or use our contact form.

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